Blog & Articles

Guides, explainers and news to help you understand insurance and make confident decisions.

A PDS is one of the most important documents you'll receive when taking out insurance. Here's how to read one and what to look for.

Life, TPD and trauma insurance all pay a lump sum — but they cover very different events. Understand which does what.

Making a claim can feel daunting. Follow these steps to give your claim the best chance of a smooth outcome.

Income protection replaces part of your income if illness or injury stops you working. Here's how the key features work.

Hospital, extras or combined? Tiers, waiting periods and the rebate — a plain-English guide to health cover.

Exclusions and waiting periods are where claims most often come unstuck. Know them before you need to claim.

Many Australians hold life, TPD and income protection through their super fund. Here's what to weigh up.